Frequently Asked Questions
Quick Access Capital can provide up to $2,000,000 with a simple one-page application and a few months of bank statements. Final approval often takes just a few hours, with funding typically occurring within 24-48 hours after terms are accepted.
Quick Access Capital can provide up to $2,000,000 with a simple one-page application and a few months of bank statements. Final approval often takes just a few hours, with funding typically occurring within 24-48 hours after terms are accepted.
Quick Access Capital can provide up to $2,000,000 with a simple one-page application and a few months of bank statements. Final approval often takes just a few hours, with funding typically occurring within 24-48 hours after terms are accepted.
No. If you apply for funding from Quick Access Capital, there is no obligation to accept the loan offer. Your loan offer is valid for 30 days, at which time it expires.
No. If you apply for funding from Quick Access Capital, there is no obligation to accept the loan offer. Your loan offer is valid for 30 days, at which time it expires.
To qualify for funding from Quick Access Capital, your business should have the following characteristics:
1. Minimum 6 months in business.
2. Minimum of $200,000 in annual revenue.
3. Minimum 550 personal FICO score of the business owner.
4. Business checking account.
We understand that time is money for small businesses. Unlike banks, our application process is quick, easy, and transparent. Apply for all our financing products online in just 15 minutes and get a decision within 24 hours after submitting documents. We also consider more than just your credit score, using technology and experienced underwriters to find terms that suit your business.
We offer competitive rates, manageable repayment schedules, and a dedicated account manager to guide you through our quick and easy online application. Plus, our extensive network of lenders ensures we provide the best overall value.
Interest rates vary by product, but for business loans, they typically range from 8.00% to 30.00% for prime customers. Your final rate will depend on the loan term and the strength of your business and personal credit profiles.
We never charge an upfront application fee. If someone asks for one, it’s a scam and should be reported immediately.
We’ve helped thousands of American and Canadian businesses grow, create jobs, and stimulate local economies. We fund a variety of businesses, from veterinary clinics to pharmacies to cosmetics brands. However, we do not lend to certain industries like speculative real estate, nonprofits, gambling businesses, marijuana dispensaries, and pornography. Apply today to see if your business is eligible.
We conduct a soft credit inquiry after you agree to it in our application, which won’t impact your credit score or appear on reports obtained by other lenders. For most applicants, we only perform soft inquiries, but in some cases, a hard inquiry may be necessary. For general partnerships, a hard pull of your personal credit report is required before submitting your application to our credit team.
When determining eligibility, we’ll perform a soft credit check on the business owner’s personal credit.
We work with more than 700 different kinds of businesses including restaurants, auto repair shops, healthcare professionals, contractors and many other service providers.
Quick Access Capital will deduct payments from your business bank account on a daily or weekly basis, depending on what type of funding you’re approved for. As a Quick Access Capital customer, you’ll have access to an online account where you can monitor your loan and payment activity.
Most programs require at least one year in business, but exceptions can be made based on the company’s credit strength.