Simple. Transparent. Secure.

Fast, Flexible
Business Loans
You Can Trust.

TRUSTED BY 125K+ BUSINESSES

We value growth
through smart lending

At Quick Access Capital, we provide fast, flexible loans tailored to your business needs. Our mission is simple: to empower businesses of all sizes with the right financing to grow, thrive, and succeed.

500K+

Businesses served

$650M+

Loans approved

98%

Customer satisfaction

Fast online approval

Get funded in as little as 24 hours with our streamlined online process.

Transparent costs

No hidden fees or surprises clarity and fairness in every loan.

Flexible payments

Repayment terms designed around your business cashflow, not against it.

We have a simple

online application

Designed to get you funded faster

Estimate your Financing options in minutes

Funding Calculator

Type any amount between $10,000 - $1,000,000 or use the slider

Minimum amount is $10,000

$500,000
$10,000 $1,000,000
12 months
3 months 24 months
Your Funding Details
Amount requested: $500,000
Total Repayment: $600,000
Total Weekly Payments: 48
Estimated Weekly Payment: $12,500

Things to know about our costs

Fair financing you can trust, no hidden fees, upfront pricing,
flexible repayment and zero early penalties

Instant online
approvals

Get quick online financing decisions tailored to your business needs.

Flexible with your
repayments

You can reschedule payments up to three days for free during your loan term. Just give us 24 hoursʼ notice.

No prepayment penalty for your loan

Pay off your loan early with no extra fees. You save money and reduce the total cost of borrowing.

Good credit history
is rewarded

Enjoy lower rates and better terms when you build a strong credit history with us

We've built a secure,
personalized experience to
make funding simplce

Smarter business loans, made simple

Flexible capital to move your business forward.

500k+ Businesses

Trusted by businesses across
industries and communities.

$650+ Million

Total loans funded to
businesses like yours.

Track record

Most of our clients return
or recommend us.

98% Customer satisfaction

Join thousands of satisfied businesses.

“The application process with Quick Access Capital was fast and easy. In just a few days I had the funds I needed to upgrade equipment in my small manufacturing business, which helped increase our productivity.ˮ

James Carter, TX

“Quick Access Capital has always been there when we needed them most. They helped us cover upfront costs to launch a new marketing campaign for our family-owned restaurant when cashflow was tight.ˮ

Miranda Evans, FL

“These guys were extremely professional and helpful. Quick Access Capital provided the working capital I needed to purchase inventory for my retail business, and everything was handled quickly.ˮ

Jarvis Mitchell, CA

“I think Quick Access Capital was a huge help for my business. As a new client, the approval was fast and handled smoothly, and I was able to renovate my salon to better serve my growing list of customers.ˮ

Martin Luis, NY

Need a
business loan,
fast?

Safety first

At Quick Access Capital, your security comes first. We safeguard your data and transactions to ensure a safe lending process every step of the way.

Secure transactions
with two-factor
authentication

Trusted by businesses
across North America

Data security with
no compromise

Have questions?
Find answers here..

Check our FAQs for quick answers.
For personal assistance, call our hotline.
How long does the funding process take?

Quick Access Capital can provide up to $2,000,000 with just a
simple one-page application and a few recent bank statements.
Final approval is often completed within a few hours, and funds are
typically available within 24–48 hours after terms are accepted.

How do I qualify for Quick Access Capital financing?

To qualify for funding from Quick Access Capital, your business
should have the following characteristics:
1. Minimum 6 months in business.
2. Minimum of $200,000 in annual revenue.
3. Minimum 550 personal FICO score of the business owner.
4. Business checking account.

Why should I choose Quick Access Capital over other lenders?

We offer competitive rates, manageable repayment schedules, and
a dedicated account manager to guide you through our quick and easy
online application. Plus, our extensive network of lenders ensures
we provide the best overall value.

What kind of businesses do we help?

Weʼve helped thousands of American and Canadian businesses grow,
create jobs, and stimulate local economies. We fund a variety of businesses,
from veterinary clinics to pharmacies to cosmetics brands. However,
we do not lend to certain industries like speculative real estate, nonprofits,
gambling businesses, marijuana dispensaries, and pornography.
Apply today to see if your business is eligible.