Lines of credit

Lines of credit

Access cash when you need it

Unexpected expenses, large orders, or timing gaps between
receivables and payroll can challenge any business.
A Quick Access Capital line of credit (LOC) gives you
immediate access to working capital whenever you need it,
helping you stay agile and confident in your business decisions.

Who can benefit most

A line of credit is perfect for small to medium businesses that
need flexibility to manage cash flow. Retailers, service providers,
manufacturers, and seasonal businesses can all benefit.
If you want the freedom to cover short-term expenses, take advantage of
opportunities, or handle unexpected costs, a line of credit is an essential tool
in your financial toolkit.

Why businesses choose a line of credit:

Instant access: funds are available 24/7 for urgent needs.
Revolving flexibility: repay and reuse your credit limit as your business cycles.
Cost-effective: typically lower interest rates than emergency loans or merchant cash advances.
Confidence to grow: say “yesˮ to opportunities without worrying about immediate funds.
Financial discipline: borrow only when it adds value, keeping your business agile.

Focus on growth, not cash gaps

A business line of credit is more than short-term funding, itʼs a strategic advantage.
With Quick Access Capital, you can bridge payment gaps, seize new opportunities, and
manage surprises while building a stronger credit profile.
Stay prepared, stay flexible, and keep your business moving forward
with the right LOC solution.

Ready to apply?

Take control of your cash flow and stay flexible with a Quick Access Capital line of credit.
Get funds when you need them and enjoy the freedom to grow at your own pace.

Explore more financing options

Equipment financing

Get the equipment your business needs without draining your cash flow.

Business term loans

A one time lump sum
with clear repayment terms
that fit your plan.

Merchant cash advance

Quick access to working capital, repaid automatically from your sales.

Estimate your Financing options in minutes

Funding Calculator

Type any amount between $10,000 - $1,000,000 or use the slider

Minimum amount is $10,000

$500,000
$10,000 $1,000,000
12 months
3 months 24 months
Your Funding Details
Amount requested: $500,000
Total Repayment: $600,000
Total Weekly Payments: 48
Estimated Weekly Payment: $12,500

Ready to get started?

Quick Access Capitalʼs line of credit keeps your cash flow flexible so you can grab new opportunities anytime.